Since 2003 Source Luxury have been arranging Private Client Insurance for High Net Worth Individuals. Our specialty is high value assets, mainly Classic Car collections. However, many of our clients benefit from our ability to insure all assets under one portfolio arrangement, including Classic and Modern Motor Cars, Yachts and Superyachts, Private Home, Overseas and Rental Properties, Contents including Fine Art, Antiques and Jewellery.

So why be a customer of Source Luxury Insurance? One portfolio, One Client Manager delivering tailored products complemented by first class customer service.

 

Classic Cars

Source Luxury arranges insurance protection for some of the worlds' finest and most famous classic car collections. The reasons for this are very straight forward. We provide excellent service and cover. Multimillion Dollar vehicle collections move around the world frequently, whether it be for a concours show in Pebble Beach or a rally, such as the Mille Miglia or Tour Auto. This means cover is required wherever and whenever the vehicles may be, which is exactly what we offer to our clients, automatic worldwide cover resulting in premium savings especially on costly shipping insurance. Our extensive cover also provides Agreed Vehicle Value without the requirements of proof such as photographs or reports, no annual mileage declarations, any driver cover, EU Liability cover, option to retain any salvage in the event of a total loss plus much more. Our insurance policies are tailor made for each client, meaning you choose which cover you want and where, giving you total control.

So whether you own a rapidly increasing value Mercedes 300 SL Gullwing or a Ferrari 250 GTO, you have found the right home to insure them along with other existing owners, who benefit from our first class service and comprehensive products.

 

High Value Assets

Many high value assets are insured under one portfolio policy plus the option of including modern motor cars for all drivers giving you total control and flexibility. With our portfolio cover, the more you insure, the better your premium rate is. The major advantages are one portfolio renewal date, one annual payment or monthly direct debit, and one claim cheque in the event of a loss. We aim to use the best products and insurers, giving you peace of mind with comprehensive cover. Not sure how or what to insure? Do you have Individual insurance policies for multiple assets? Our experienced staff will visit you personally to discuss all your requirements before you need to make a decision. If you require items valued for accuracy and the avoidance of under-insurance, we have reputable valuers on hand to help on all occasions.

Whether you reside in a Surrey Private Estate, Kensington Palace Gardens or live overseas, our products are suited to insure the finest of homes equipped with the highest quality contents plus other high value assets. You can insure via Source Luxury and benefit from cover that avoids the usual onerous security conditions relating to alarms and safes, which impinge on your lifestyle.

 

Yachts & Aviation

Yachts, Helicopters and Private Jets are just a few of the luxury items our clients own. From a Lurssen Superyacht to a Gulfstream Executive Jet or Sikorsky Helicopter, owned or leased, then make sure it is protected and you have the best available insurance as and when you need it.

 

Commercial Insurance

Although our main focus is protecting private assets many of our clients run their own businesses and often want the same company to handle their entire insurance portfolio, private and commercial. We work in conjunction with the experienced and market leading commercial team at Lark Insurance, that acts on our behalf of our very important clients. Cover can extend to include fleets of vehicles, commercial property, business interruption, Director & Officers cover and much more.

 

Our Director flies Private Jet to Ibiza

Aug 2nd 2017
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When you operate in the high end markets your clients become much more than clients, they become people who you will do anything for to help and sometimes that just comes back round to you as well. This is what happened here, a great client of ours offered to fly...

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Frequently Asked Questions

Q) I reside outside the UK. Can I be your customer?
A) Yes. We arrange cover for clients with all types of assets in many different countries.

Q) I have recently moved to the UK and still own property and belongings overseas;can you visit me to discuss my options?
A) Yes. We are very happy to travel a reasonable distance to discuss all your requirements for the UK and overseas. We will guide you through the whole process to ensure you are familiar with what we have to offer you before you need to make any decision.

Q) I only have one vehicle to insure. What are my options?
A) Although we focus on arranging portfolio cover for high value assets we can still insure single vehicles and mid-range valued items, not just motor cars. Our providers understand that some individuals and families have emerging wealth, and we want to be there for them from the outset.

Q) I only require UK cover for my classic car collection. Is this possible?
A) Yes. All our products are tailored to suit your exact needs so UK only cover is possible. We emphasise and promote worldwide cover as many fine classic motor cars travel around the world.

Q) What are the disadvantages to the portfolio cover you arrange?
A) None. The portfolio products available today have evolved from single policies as insurance companies have adapted to meet more complex requirements. The tendency has been for these products to become more comprehensive and focused more around lifestyle, with fewer restrictions and exclusions than standard policies.

Q) Will the insurance company overcharge me because they are aware all my assets are insured with them?
A) No, the opposite. With our portfolio products insurance companies are always keen to insure all asset types to spread their risk and this generally means the more you insure, the lower your premium rate.

Q) I co-own an executive aircraft. Can I insure it along with our crew?
A) Yes. Joint ownership is not an issue. Policies can be arranged for more than one individual or company plus comprehensive cover is available for all staff members and crew.

Q) I travel a lot for business as my business is mainly overseas. Does your commercial insurance expand to cover my business outside the UK?
A) Yes. We appreciate businesses grow into many different countries the team at Lark can arrange the necessary insurance for personnel, plant, machinery etc.

 

Information

Telephone: +44(0)1932 807102 or +44(0)7874 040365.
  • Open 7 days a Week, Available 24 Hours
  • Flexible Client Appointments including Evenings and Weekends
  • Market-Leading Products
  • First Class Customer Service
  • Dedicated Client Manager
  • Private and Commercial Insurance
  • Flexible Premium Payment

Registered Office:
Suite 4 Wey House, 15 Church Street
Weybridge, Surrey, KT13 8NA, UK


The Source Luxury Group Ltd is a consultant of Lark (Group) Ltd. Lark (Group) Ltd is authorised and regulated by the Financial Conduct Authority no. 30766

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